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FLA BK COURT STOPS US BANK N.A. NO STANDING FEB 2010

The Affidavit executed by Movant’s loan servicer makes no mention of the location of the original Note or who has possession of it. Movant proffered no business records or testimony tracing ownership...

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PACER CITED FOR ALLOWING IMPROPER DOCUMENTATION ON LINE

I MERELY REPORT THE FOLLOWING AS A POSSIBLE “HEADS UP”. I HAVE NOT HEARD OF THIS PROBLEM WITH PACER. IF ANY OF YOU KNOW SOMETHING ABOUT IT, PLEASE POST YOUR COMMENTS. Editor’s Note: Like MERS, garbage...

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Allocating Bailout to YOUR LOAN

Editor’s Note: Here is the problem. As I explained to a Judge last week, if Aunt Alice pays off my obligation then the fact that someone still has the note is irrelevant. The note is unenforceable and...

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Specialized Loan Services: “MISTAKE” Costs Elderly Couple Their Home

Editor’s Note: Besides the obvious, there are a number of not-so-obvious things to keep in mind. The reason why they made the “mistake” is probably related to errors in procedure because they receive...

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HEY, CHASE! YEAH, YOU… JPMORGAN CHASE! One of Your Customers Asked Me to Give...

Hi JPMorgan Chase People! Thanks for taking a moment to read this… I promise to be brief, which is so unlike me… ask anyone. My friend, Max Gardner, the famous bankruptcy attorney from North Carolina,...

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EXHIBITS MORE IMPORTANT THAN PLEADINGS

From www.foreclosureblues.wordpress.com Editor’s Note: I think we posted the referenced case when it came out, but this article from foreclosure blues does point out some things that I had not...

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33 LIES MY “LENDER(S)” TOLD ME

“Trust me, I’m your friend.” “Hi! I want to be your Lender” (pretender lender) “I’ve got a great deal for you” “Here is the name of the underwriter of your loan.” “Here is the appraisal — it came in...

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Notes on Hearings I Attended

NOTES ON HEARINGS W. David Merrill was sworn. He said that he worked for American Home Mortgage Servicing as a senior loan consultant working in mitigation, mediation, and litigation. Hence, the...

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MERS CLAIMS VICTORY — AND I CAN FLY

press_details.aspx?id=240 Despite hundreds of decisions over the last three years stating in no uncertain terms that MERS can’t assign anything because it doesn’t have anything to assign, they found...

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Who Woulda Thunk | Former Teamsters Lawyer, Kevin Clor, Who Now Works for...

I could just imagine the resume he submitted to the Baum firm to get the job… Expert in forgery. Check! Able to falsifying business records. Check! Make up names of employees that don’t exist. Check!...

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Affidavits Are Not a Substitute for Evidence of Debt Ownership

The Tennessee Court of Appeals has issued a decision that highlights the problems facing credit card debt collectors in a post-robosigning world (see here and here). The decision reaffirms what should...

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